Investment consultancy

Trustees need long-term returns on scheme investments

Assets give pension schemes independence from the sponsoring employer, enabling them to pay benefits even if the employer is no longer able to support the scheme. A 30 year old scheme member may still be receiving pension benefits in 60 or even 70 years’ time. Even small schemes hold a lot of money for a long period of time.  

This is why trustees need good returns on investments on a long-term basis. And unlike other investors, pension schemes have liabilities. So pension schemes don’t just invest to maximise returns, but also to meet those liabilities.

With these complications, it’s important that trustees get advice that balances returns with the risks that the scheme can afford to run.

How can First Actuarial help?

We offer a comprehensive investment service to help our clients with their investment decisions.

A typical project may involve:

  • Investment strategy advice – helping trustees make informed investment decisions.
  • Fund manager selection – based on research by our client-facing consultants and up-to-date supplier lists covering a full range of asset classes.
  • Transition services – managing changes to investment strategy.
  • Monitoring and dynamic de-risking – watching investments and liabilities, and choosing the right time to switch investments to reduce risks.

Why choose First Actuarial?

Our consultants are able to explain the complexities of investments and give simple clear pragmatic advice. We use in-house software to demonstrate the differences between investment strategies clearly.

We maintain close relationships with fund managers, who keep us informed of new developments.

We’ve invested heavily in our transition support service. Our robust processes – including out-of-market risk management and transition documentation services – make investment strategy changes as smooth and efficient as possible.

Investment strategy changes are complex, and many trustees miss opportunities by failing to react quickly enough. firstflight, our daily monitoring service, puts trustees in a position to take advantage of opportunities as they arise.

firstflight offers customisable triggers for action, and a range of options to meet different objectives and budgets – from simple market based yield triggers to bespoke funding level monitoring on a daily basis.

Get in touch

Get in touch with one of our investment consultants to discuss how we can help you.

Investment briefings

We produce regular briefings to update trends on the latest market developments.

The advice we received was very helpful and the consultant took time to explain it to those for whom investment was not a strong point.

Monitor your scheme investments with First Actuarial’s Client Hub

Download our Client Hub brochure.

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First Actuarial case studies


As a result of an unusual clause in their trust deeds, Trustees of the pension scheme sponsored by the Society of British Aerospace Companies (SBAC) funded their liabilities on a buy-out basis.

“First Actuarial are very proactive. They respond quickly and get things done. They have proved to be competent and conscientious, and have a very professional and personable approach to business relations.”


The Kennel Club

Concerned about the risk of an Employer contribution increase as a result of high liabilities, Trustees of the Kennel Club Pension Fund turned to First Actuarial.

“They’re extremely professional and helpful. Their input always seems sound, logical and well presented. First Actuarial handled the transition well, they provide us with helpful guidance, and have delivered what they promised when they pitched for the work.”


Amusement Equipment

Amusement Equipment’s Defined Benefit Scheme was costly to run, with unknown liabilities that worried its directors. The company struggled to find a specialist adviser prepared to help wind up its small Scheme.

First Actuarial delivered the outcome we wanted. Everyone is satisfied – both Employer and beneficiaries. Without First Actuarial, the pain of running the Scheme could have continued for years to come. Few actuarial advisers are interested in small schemes like ours, so we struggled for years trying to find someone to help us. However we finally got what we wanted from First Actuarial. To any company in the same situation, I would recommend them without hesitation.

See all our case studies
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